Demonstration  Fixed rate  
Borrowed amount :  $100,000.00  First payment :  01/01/2017  
Initial duration :  20 years  Last payment :  12/01/2036  
Effective duration :  20 years  Number of payments :  240  
Frequency :  Monthly  Total interest :  $58,388.59  
Type of interest rate :  Simple interest  Total fees :  $0.00  


Note: You are currently in demo mode. To use this feature with your own data, please create a new loan and then return to this page. Enter a new loan  
Graph  
The graph displays the payment schedule for the selected loan. The xaxis represents time, marked in months or years depending on the loan’s duration. The yaxis represents the amounts borrowed or repaid, marked in either thousands or millions, as appropriate.
The graph provides a visual representation of the cost of the loan. The axis on the left indicates the capital borrowed, while the axis on the right indicates the total amount repaid: interest + principal + if applicable, fees.
Note in particular that the point where the capital outstanding line crosses the principal (or capital repaid) line represents the point where half of the loan has been repaid. Depending upon the interest rate, this point will lie somewhere between the middle and righthand side of the graph.
This type of graph is not wellsuited for interestonly loans.